IDV Calculator

Insured declared value from ex-showroom price and vehicle age.

Result

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Estimates only. Not investment or insurance advice. Actual premiums and returns vary. Consult a licensed PadosiAgent.

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Frequently asked questions

What is IDV?

Insured declared value is the maximum own-damage payout. Insurers apply a depreciation schedule to ex-showroom price.

Is this the exact insurer IDV?

It follows a typical IRDAI-style schedule. Insurers may differ. Confirm on the policy.