Lumpsum Calculator

Project returns on a one-time mutual fund or investment amount.

1000 10000000
1 40
1 30

Result

    Estimates only. Not investment or insurance advice. Actual premiums and returns vary. Consult a licensed PadosiAgent.

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    Frequently asked questions

    How is SIP maturity calculated?

    The calculator uses the standard annuity-due formula: FV = P × [((1 + r)^n − 1) / r] × (1 + r), where r is the monthly rate and n is the number of instalments.

    Are these returns guaranteed?

    No. The rate you enter is an assumption. Mutual fund returns vary with markets. This is an educational estimate, not a forecast.

    What SIP amount should I start with?

    Start with an amount you can continue every month. A licensed PadosiAgent can help match the SIP to your goals, risk profile and existing insurance cover.

    SIP or lumpsum?

    Lumpsum invests everything at once. SIP spreads purchases over time. Use both calculators to compare.